One United Properties, a leading green investor and developer of residential, office and mixed-use real estate in Romania and a Bucharest Stock Exchange-listed company, is known for its high-end residential and commercial projects that reshape urban spaces. As the company expanded its portfolio of large-scale developments, the complexity of financial management across dozens of SPVs and banking partners became increasingly challenging.
To improve control over liquidity, reduce manual workload, and gain real-time oversight, One United Properties implemented Finqware’s FinqTreasury. This modern treasury automation software platform integrates seamlessly with Microsoft Business Central.
This case study outlines how the company transformed its fragmented treasury operations into a centralised, agile, and transparent system, boosting efficiency, accuracy, and financial resilience.
Real-estate industry background
Real estate development projects are capital-intensive, requiring substantial upfront investment. Each project often necessitates unique financing structures, including bank loans, shareholder loans, pre-sale advances, and equity investments. The need to manage multiple, distinct financing sources opened with multiple banking partners simultaneously adds significant complexity.
Managing complexity in a multi-entity, multi-bank environment
Real estate development involves unique financial pressures: capital-intensive projects, long investment cycles, and the need to manage separate Special Purpose Vehicles (SPVs), each with its own financial structure and bank accounts.
Multi-bank Integration
Cash flow forecasting
Manual reconciliation
Regulatory compliance
Cost Control
For a publicly traded company, real-time cash visibility and operational control are not optional — they’re mission-critical.
A Scalable, API-native Treasury Management System
One United Properties selected FinqTreasury to centralise and automate its financial operations across SPVs and banking partners. The implementation included:
Unified Dashboard
ERP Integration
Automated reconciliation
Centralized Control
Cash-flow Forecasting
Strategic Planning Support
Because FinqTreasury connects via PSD2 open banking APIs, the setup required zero internal IT effort, allowing the finance team to go live quickly and securely.
Automation at the core of financial operations
With this architecture, treasury teams now operate in a proactive rather than reactive mode.
Clarity, control, and efficiency at scale
The adoption of FinqTreasury yielded significant, measurable benefits for One United Properties:
Real-time Cash Visibility
Automated Bank Reconciliation
Enhanced Financial Operations
Robust Control and Reporting
Improved Cash-flow Forecasting
Full Regulatory Compliance
“FinqTreasury has helped us build a unified and efficient financial ecosystem, giving us much clearer visibility over our entire financial landscape. We’ve reduced manual work, eliminated silos, and now benefit from real-time insight into our cash positions across all projects and partners.
This has made our operations more agile, strengthened our financial control, and supported our ongoing growth in the Romanian real estate market.”
In a sector where capital precision and financial oversight are essential, One United Properties now runs a future-ready treasury infrastructure. Through FinqTreasury, the company has achieved centralized control, improved forecasting, and faster decision-making — all while reducing operational burden.
For CFOs and finance leaders managing multiple entities or complex financing structures, this case study illustrates how treasury automation software like FinqTreasury can deliver clarity, control, and scalability — from project inception to completion.
CLIENT
One United Properties
SERVICES
High-end real estate development
OFFERING
Landmark urban developments with premium design, sustainable architecture, and strategic locations in Bucharest and other major cities
FINQWARE SERVICES
API-First Treasury Integration
Real-Time Bank Data Aggregation
Multi-Bank Connectivity
ERP Integration (Microsoft Business Central)
+50 big companies automate their treasury with Finqware
Modern treasury teams automate financial operations and unlock real-time cash visibility with FinqTreasury. Do you also want to reduce errors, boost speed, and scale without extra headcount? Get started now!
