Welcome to finqware.com. These Terms and Conditions (“Terms”) govern your access to and use of the website operated by FINQWARE SRL, located at Str. Regele Ferdinand 22–26, Etaj 2, 400110 Cluj-Napoca, Cluj, Romania, Fiscal Code (CUI) 38866528 (“Finqware”, “we”, “our”, or “us”).

By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please stop using the website.

These Terms apply only to the use of this website.

Product-specific terms and contractual obligations for FinqTreasury, FinqLink, or any Finqware commercial services are governed by separate agreements.

1. Purpose of the Website

The purpose of finqware.com is to provide general information about Finqware, our company, our mission, and our products, including FinqTreasury and FinqLink.

The information on this website:

• is for informational and promotional purposes only
• does not constitute legal, financial, or professional advice
• does not establish any contractual relationship between you and Finqware

2. Website Use and Acceptable Conduct

By using this website, you agree not to:

• disrupt or interfere with the security or functioning of the website
• attempt unauthorized access to data, systems, or servers
• use automated tools (scrapers, crawlers, bots) without our prior written permission
• upload or transmit malicious code, viruses, or harmful content
• use the website for illegal, abusive, or harmful purposes

Finqware may restrict or block access to the website for users who violate these Terms.

3. Intellectual Property

All content available on finqware.com, including text, graphics, logos, images, videos, design elements, structure, and layout, is the property of Finqware or its licensors.

You may not:

• copy, distribute, modify, reproduce, or republish website content
• use our trademarks, logos, or branding without written permission
• frame or mirror any part of the website without authorization

Limited use:

You may view and print publicly available pages for personal or informational purposes, provided you do not modify the content.

4. Links to Third-Party Websites

Our website may contain links to external websites or resources. Finqware is not responsible for:

• the content of external sites
• their accuracy, availability, or security
• any damages or losses resulting from their use

Accessing third-party links is at your own risk.

5. Accuracy of Information

While we aim to keep information accurate and up to date, we do not guarantee:

• completeness
• reliability
• accuracy
• suitability for a specific purpose

Information on this website may be changed, updated, or removed at any time without notice.

Nothing on the website should be interpreted as a binding commitment regarding our products or services.

6. Privacy and Cookies

Our Privacy Policy and Cookie Policy explain how we collect, use, and protect personal data and how cookies operate on this website.

By using this website, you consent to the practices described in those policies.

7. Limitation of Liability

To the maximum extent permitted by law, Finqware is not liable for:

• any direct, indirect, incidental, or consequential damages
• loss of data, profits, or business
• errors or interruptions in website availability
• viruses or harmful components transmitted through the website
• reliance on the information displayed on the website

The website is provided on an “as is” and “as available” basis.

8. No Commercial Agreement

Use of this website does not:

• create any business relationship
• grant access to Finqware products
• serve as a license or authorization to use FinqTreasury or FinqLink

Any commercial engagement must be formalized through separate B2B enterprise agreements and product-specific terms.

9. Changes to These Terms

Finqware may update or revise these Terms at any time. The updated version will be published on this page.

Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

10. Governing Law and Jurisdiction

These Terms are governed by the laws of Romania.

Any disputes arising from or related to the use of the website will be resolved exclusively by the courts of Cluj-Napoca, Romania.

11. Contact

For questions about these Terms, please contact us at:

info@finqware.com