Real-time treasury management system for multi-bank, multi-entity groups
Gain instant visibility, automated reconciliation, and effortless payments — all in one secure platform for real-time treasury and financial management automation, powered by open banking connectivity.
Empower your finance team with real-time bank connections for real-time treasury and bank reconciliation
For finance teams managing multiple banks, entities, and currencies across Europe, FinqTreasury delivers the clarity, control, and automation needed to manage liquidity in real time.
FinqTreasury is a real-time treasury management system (TMS) for finance and treasury teams working with multiple banks, entities and currencies. It connects to your banks through PSD2 and premium corporate APIs, consolidates balances and transactions in one dashboard, automates bank reconciliation and payments, and feeds structured bank data into your ERP.
Real-time visibility
Full automation
Streamlined Payments
Open Banking connectivity for real-time treasury management
FinqTreasury delivers unified visibility and control across all accounts, currencies, and entities. Powered by open banking connectivity and enterprise-grade technology, it helps finance teams gain real-time cash visibility and enable financial management automation at scale.
Real-time data for smarter treasury decisions
Go beyond static intraday reports. Access live insights from every bank connection in one treasury management system, enabling smarter liquidity planning and faster decision-making.
Seamless multi-bank connections for better cash management
Integrate all your banks in days, not months — without burdening your IT team. FinqTreasury simplifies cash management and provides instant access to real-time financial data.
Enterprise-grade security, EU compliance for the highest levels of data security
Built on PSD2 open banking standards and governed by the European Banking Authority, FinqTreasury ensures the highest levels of data security for every bank connection.
Save up to 90% of manual effort with proven time and cost savings
Automate bank statement reconciliation and streamline bank reconciliation workflows to save up to 90% of manual effort. Focus on strategic cash management instead of repetitive tasks.
Real-time treasury built for complex, multi-entity operations
FinqTreasury empowers enterprise finance and treasury teams managing multiple entities, markets, and currencies. Whether you operate locally or across Europe, the platform enables real-time visibility, automation, and complete control over every bank connection.
What our clients love about FinqTreasury
"FinqTreasury’s real-time cash visibility, multi-bank integration, and seamless automation have allowed us to significantly reduce onboarding times, minimise errors, and enhance the overall customer experience."
"With FinqTreasury, I can quickly check transactions across all our banks—and filter by specific banks, currencies, or accounts—without logging into 10 different banking platforms."
"FinqTreasury’s real-time cash visibility, multi-bank integration, and seamless automation have allowed us to significantly reduce onboarding times, minimise errors, and enhance the overall customer experience."
"With FinqTreasury, I can quickly check transactions across all our banks—and filter by specific banks, currencies, or accounts—without logging into 10 different banking platforms."
Leading regional groups in energy, logistics, real estate, healthcare, financial services, insurance, and distribution are already transforming their treasury operations with FinqTreasury
FinqTreasury – A real-time treasury management system built for the future
Discover the key capabilities that make FinqTreasury the trusted real-time treasury management system for finance teams managing complex, multi-bank operations.
Fast, secure and instant bank connection through PSD2 APIs
Finqware provides enterprise-grade, pan-European bank connectivity that consolidates all your accounts and financial data into one central platform. From there, you can seamlessly feed information into your internal systems — including ERPs, CRMs, and SFEs — through both PSD2-regulated and premium corporate APIs.
Real-time visibility for next-level cash management
FinqTreasury delivers real-time visibility into your cash flow with intraday data updates, clear aggregated reporting, and instant analysis of trends, seasonality, and anomalies — all in one intuitive dashboard.
Automated bank statement reconciliation
Save hours of manual work by linking every transaction to the right document. FinqTreasury automates bank statement reconciliation, extracting invoice details and matching payments directly in your financial management systems.
Centralized banking data for effortless reporting
Bring all accounts, transactions, and statements into one secure platform. Generate detailed or aggregated reports instantly for audits, forecasts, and financial analysis.
Intelligent transaction labelling for seamless accounting
From bank fees and deposits to credit lines and repayments, FinqTreasury’s proprietary categorization engine standardizes all treasury operations and feeds them directly into your accounting system.
Unified payments and automated accounts payable
Manage every supplier, salary, or tax payment in one place. Import payment files from all banks, review and group them, then authorize transactions according to your internal governance.
Cash and liquidity management software with real-time group balances
FinqTreasury aggregates real-time balances and transactions from all your bank accounts through open banking connectivity. Group treasury and finance teams see cash positions across entities, banks and currencies in one dashboard, without logging into each internet banking platform — the foundation for effective liquidity management. Read more about why real-time treasury matters.
One view of cash across entities and banks
Consolidate every account into one central platform and filter transactions by bank, currency or account. One United Properties uses FinqTreasury for real-time cash visibility across its SPVs and bank accounts.
Intraday data for daily liquidity decisions
Balances and transactions are typically refreshed up to every 10 minutes, depending on bank API performance and your commercial offer. Generate detailed or aggregated reports instantly for audits and financial analysis.
Bank reconciliation software that matches payments automatically
Reconciliation is where manual work piles up in finance teams. FinqTreasury structures and normalises bank transactions in the same format across banks and countries, so incoming payments can be matched automatically and booked without retyping — saving up to 90% of manual effort.
Matching keys in every transaction
Transactions reach your ERP with matching keys such as legal entity identifier, invoice number or end-to-end ID, ready to be matched against accounts receivable.
Automatic labelling for accounting
FinqTreasury’s categorisation engine labels bank fees, deposits, credit lines and repayments. FAN Courier uses FinqTreasury for automated bank reconciliations and payment planning and execution.
Treasury management software that connects your banks and your ERP
FinqTreasury sits between your banks and your internal systems. Bank data flows into your ERP, CRM or other internal systems through the FinqTreasury API, and payment lists prepared in your ERP flow back to the banks as payment orders. Check which banks you can connect, or read how to choose a treasury management system for your group.
Bank data into your ERP
Connected through PSD2-regulated and premium corporate APIs, bank statements and transactions are transferred to your ERP automatically, structured the same way for every bank and country and labelled for booking.
Payments from your ERP to every bank
Supplier, tax and salary payment lists prepared in your ERP are imported into FinqTreasury and translated into payment orders for each bank. Every payment follows the same flow: payee verification, approval by the treasurer, then signing with the bank.
Find out more about how FinqTreasury works in this section.
Finqware has pre-built connections with all major banks in the European Union, based on their PSD2 APIs as well as other open APIs. For connecting your company’s accounts, you simply need to go through a self-guided flow in FinqTreasury to express your consent and authorise it with your bank. The authorisation with the bank is usually done using internet or mobile banking credentials, for PSD2 APIs. For other proprietary open APIs, the bank will most probably choose to sign a written agreement for data sharing.
Typically, the data can be refreshed up to every 10 minutes in FinqTreasury, for intra-day balances and transactions, depending on several factors such as performance of bank APIs and commercial offer with Finqware.
Finqware provides an easy to integrate API allowing you to automatically transfer all your banking data from FinqTreasury into any ERP. Bank transactions are structured in the same format across banks and countries and are labelled so as you can book them automatically.
Automatically importing your incoming payments and matching them against accounts receivables in your ERP is fast and easy to set up. FinqTreasury API transfers data from FinqTreasury into your ERP, structured and normalised, as well as prepared to provide matching keys such as legal entity identifier, invoice number or end-to-end id.
Account payables lists for suppliers, taxes or salaries can be prepared in your ERP and automatically imported into FinqTreasury through FinqTreasury API integration. You don’t need to manage multiple payment formats or rules, FinqTreasury will translate your payment lists into payment orders with each and every bank you want to pay from. The integration with the banks is ensured through PSD2 APIs or other proprietary bank APIs and the communication between FinqTreasury payments hub and the banks is automated.
Once imported from your ERP into FinqTreasury, all payments can be signed through a similar verification and approval flow, regardless of the bank. The steps are: verification of a new payee, approval by the treasurer, signing the payment with the bank using the internet banking credentials and tokens.
A treasury management system is software that gives finance and treasury teams one view of cash, bank accounts and payments, and automates work such as bank reconciliation and payment execution. FinqTreasury is a real-time TMS built on open banking: it connects directly to your banks through APIs, so you work with live balances and transactions instead of static reports.
Yes. FinqTreasury is built for enterprise finance and treasury teams managing multiple entities, markets and currencies. All accounts are consolidated in one platform, and transactions can be filtered by bank, currency or account. One United Properties, for example, uses it for real-time cash visibility across its SPVs and bank accounts.
Finqware has pre-built connections with all major banks in the European Union, based on their PSD2 APIs as well as other open APIs, and also connects through premium corporate APIs. You can check bank coverage on our Connections page.
FinqTreasury is built on PSD2 open banking standards and governed by the European Banking Authority. You authorise each bank connection yourself, with your bank, through a self-guided consent flow, and every payment is verified, approved by the treasurer and signed with the bank using your internet banking credentials and tokens.
