OPEN BANKING AT WORK FOR

Cash Management Accounts Reconciliation Bill Payment Bank Account Top-up Online Payments

One API for real time, aggregated liquidity views

Help your treasury, accounting or CFO stay on top of your company’s liquidity

Connect and aggregate all your business bank accounts
With Finq Treasury, any Treasury department can improve its focus on strategy and trading, instead of operations. All your bank accounts across EU countries, in any currency, can be safely connected and aggregated in a few simple steps.
View snapshots and trends dashboard
You’ll have the aggregated or entity by entity balances and transactions data at your fingertip.
Set up rules for alerts on balances and transactions value or categories to better manage your cash flow
Filter transactions/ balances based on bank agreement limits, set up rules and alerts and take instant cash management decisions

One API for real time bank feeds & accounts reconciliation

Feed real time banking data into your ERP. Live FX conversion for each and every transaction.

Connect and aggregate all your business bank accounts
With Finq Treasury, any Treasury department can improve its focus on strategy and trading, instead of operations. All your bank accounts across EU countries, in any currency, can be safely connected and aggregated in a few simple steps.
Enrich transactions data
We clean and identify relevant matching keys so as you can feed data into your database like plug and play.
Feed data into your accounting system/ ERP and match it against payables or receivables
Be it online payments or cash collections, there’s a single feed into your system. Data can be labelled so as the allocation per customer or supplier account is automated.

One API for simplifying the way your customers pay your bills

Help your customers pay their debt quicker by sending them a link in the email notification

Collect payment details from your invoicing system
By integrating FinqOneAPI into your invoicing system, the creditor IBAN, the amount and the customer number or invoice reference can be captured from your invoices database and transferred into a pre-filled payment form.
Embed a link to a payment widget in your invoices
The user clicks on a link on its invoice, opens the payment form in a web browser and fills in the IBAN for the account from which he wants to pay. All the other bill details are already prefilled. The user no longer needs to look for customer id or invoice number. Finally, the user is redirected to its bank online page to log in and sign the payment.
Automatically reconcile the transactions
Not only do you offer your customers an enhanced bill payment experience, but also you get all your incoming payments automatically reconciled with your outgoing bills in your accounting.

One API for fast, cost effective account top up

Help your customers port-in their salaries in your bank account or top-up their just-approved digital depozit.

Simply allow your customers to move money into their account through an easy bank transfer
By integrating FinqOneAPI into your digital wallet, your customers will enter the amount they want to top up and then they can choose the bank in which they have their current account. Through a redirect to the online bank app, they just approve the bank transfer for the top up.
Benefit from instant payments, card free
Your users’ top ups will be faster and the money allocated instantly from their bank account into their account they hold with you. No card is required, no processing fees or delays, you just need to be able to match users’ bank accounts with your own bank accounts.

One API for simple online payments

Help your customers pay their online order through a quick and simple bank transfer, avoiding card processing fees

Collect payment details from online shop order
By integrating FinqOneAPI into your online shop or loyalty app, the creditor IBAN and amount can be captured from your online orders database, once the user passes on to payment step
Redirect user to bank to sign the payment
The user will just enter their IBAN number and then go on to their bank online app page to log in and sign the payment
Confirm payment and release the order
FinqOne API reverts a payment processing confirmation to you, indicating the payment has been accepted by the bank, so that you can finalize the order

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